Build Your Business Empire: Add and Manage Business Funds with BDO

Get funding without joining Shark Tank and automate the money flow without involuntarily hiring an accountant.

Running an enterprise would mean orchestrating several aspects of the business – Sales and Marketing (our fave!), Finance and Technology, Operations, and People and Leadership. These elements deserve a respective discussion in our new blog series – Build Your Business Empire (BYBE). For our series premier post, let us focus on Finance and Technology.

During the first run of the BDO Fiesta in the Davao Region, we were privileged to be one of the partner content creators. Essentially, it is a group-wide initiative of BDO Unibank and BDO Network Bank showcasing the bank’s unique brand of service weaved into exciting promos, special activities and meaningful engagements. Just like “Fiesta” as we Filipinos know it, it is a fair-themed community celebration stretching for almost 2 months around a particular region.

Here is one of the mini-Fiestas that we attended: https://www.facebook.com/share/r/19eCJfZ16H/

Among the stalls we have hopped around that made us appreciate BDO’s advocacy to the Small and Medium Enterprise owners are the ones which offered the Negosyante Loan by the BDO Network Bank, and the Cash Management Services (CMS) by the BDO Unibank. If you are an entrepreneur with a 2 years young business, the tandem bank offerings are the perfect business solutions you can avail to scale up your baby enterprise. Negosyante Loan for additional business funds and the CMS to automate the movement of the finances.

Finance: Negosyante Loan by the BDO Network Bank

It is a non-collateral loan offered to owners of Small and Medium Enterprises which have been running over 2 years. The only requirements are the latest 3 months Proof of Sales of at least Php 10,000 a month, an updated business permit and 1 valid ID. If you qualify, you may get up to PhP 2 Million additional funding to turn that little business into an empire!

You may ask for an assessment or apply for Negosyante Loan here: https://www.bdo.com.ph/personal/remittance/kabayan-loans/negosyante-loan

Technology: Cash Management Services (CMS) by the BDO Unibank

The CMS is one of the features to organize the flow of your business funds through the BDO Business Online. It offers end-to-end solutions for collections, disbursements and liquidity management to help businesses operate efficiently.

For enterprises which are still starting, you may apply for it with a minimal package cost while the established corporations may just maintain a particular required value for a complimentary use. It enables the efficient processing of transactions and access to timely information anytime, anywhere.

Plus a Payroll Package!

The Payroll Package provided by the CMS is a complete payroll solution designed for both the employer and the employee. It gives employees access to BDO financial services and free life insurance coverage. The package serves also as a tool for financial inclusion, granting previously unbanked SME employees their first access to formal banking channels.

Whatever industry your business belongs, you may customize the features of your package. You may request for an assessment or apply for a CMS here: https://www.bdo.com.ph/business/business-solutions/cash-management

Here is a success story of a thriving burger joint in the Philippines: https://youtu.be/_ytuI0TeJ3s?si=xAYIdwN4OfcNGPtB

While you may not wholeheartedly agree yet, you can exactly end that phase of managing your business where juggling all its aspects is seemingly a one-man incorporation. You may not necessarily hire more manpower yet. But, strategically, you can get funding without joining Shark Tank and automate the money flow without involuntarily hiring an accountant.

Scale up! Explore ways with BDO now.

Bangkerohan – Davao City’s Largest Public Market Now Accepts Digital Payments

Bangkerohan is now a “Digi-Palengke” with Maya.

Maya, formerly PayMaya, is transforming Davao City’s Bangkerohan Public Market, with the launch of the Paleng-QR PH initiative. Starting November 23, Davao City’s biggest public market is a live “Digi-Palengke” where consumers, vendors and tricycle drivers enjoy the convenience of cashless payment transactions regardless of their e-wallet or bank accounts.

Download the Maya app now and create an account. Copy the code JX6YG4M10614 and paste upon account registration.

The Paleng-QR Ph program aims to digitalize transactions starting with public markets and local transportation. The program enables vendors and tricycle drivers to accept digital payments from customers regardless of their e-wallet or bank accounts via QR Ph, the national standard for QR payment. Maya’s QR codes are QR Ph-compliant, and its app can scan any QR Ph-powered transaction.  

Creating digi-palengkes, on the other hand, is part of Maya’s own LGUs Embracing and Accelerating Digitalization (L.E.A.D). Through this program, Maya equips local governments like Davao City with business-in-a-box payment acceptance solutions and disbursement tools to enable faster public service delivery. 

Spearheading the “digi-palengke” program is Davao City Government with the support of the Bangko Sentral ng Pilipinas (BSP) and the Department of Interior and Local Government (DILG). Also supporting the launch are PLDT and Smart Communications.  

“By promoting the interoperable QR PH national standard codes, Paleng-QR PH creates a simple but more powerful digital finance experience at the local community level. At Maya, we fully support Davao City’s vision to build a stronger digital ecosystem,” said Orlando Vea, Maya CEO and Founder and Maya Bank Co-Founder.  

Basta QR PH, pwede kami sa Maya,” Vea added. 

The BSP’s QR Ph initiative is part of the overall financial services transformation roadmap of the Philippines. It aims to raise Filipinos’ trust in digital financial services, as consumers and enterprises will get used to sending and receiving cashless payments for everyday transactions.  

Maya’s full support to QR PH, in fact it is the first digital financial services platform to adopt QR Ph, is in line with the BSP’s thrust to increase the share of Filipino adults with a financial account from 56% in 2021 to 70% in 2023 and grow the volume of digital payments from 20% in 2021 to 50% by next year.  

“Digital payment is the entry point of Filipinos to the financial system. As they build their financial footprint, consumers and MSMEs can access more progressive digital banking services offered by Maya,” said Vea.  

Have You Downloaded Your Maya App?

More than 52 million users can enjoy a seamless experience using Maya’s consumer platforms that can send and accept P2P payments from other QR Ph-participating financial institutions. Download the Maya app now and create an account. Use our code. Copy JX6YG4M10614 and paste upon account registration.

Meanwhile, non-Maya users can pay at over 800,000 QR Ph-enabled Maya merchants, which are present in 96% of the total cities and municipalities.  

Maya has made it easier for consumers to spend, save, get credit, and invest in crypto just by using its top-rated all-in-one money app. Its merchant partners, meanwhile, can open a business deposit account and access revolving credit lines leveraging their payment transactions.  

To know more about Maya, visit maya.ph or follow @mayaiseverything on Facebook, IG, TikTok, and YouTube and @mayaofficialph on Twitter. Join the Maya Telegram community at https://t.me/TeamMayaPH

Five Budget-Friendly Korean Dishes To Devour “Like A Sajang-nim” Via The Grab Superapp 

These meal offerings are available in the “Starts at PHP 99” tile on your GrabFood app. 

“Sajang-nim is a Korean honorific for “Boss”. This title could be used for the CEO, president, or business owner.” https://en.kepoper.com/korean-corporate-titles/ 

When you are an avid K-series fan, the term Sajang-nim is a common business title you here in workplace scenes. As the corporate industry gradually goes back to office-based operations, this means lesser time for you to indulge in a Korean TV series marathon compared to when your company was on a work-from-home setup due to the pandemic. I should know. Who else started being hooked to K-series due to the 2-year-ish lockdown advisory? 

Read here about our favorite Korean Business TV series, so far: Two Korean Business RomCom Series For Salespeople | Entertainment That Matters – JOHNDAPPERCLOSER

On those work days when you just suddenly feel the urge to binge-watch another trending K-series but you just can’t since you are still paid to work by the hour, here is a tip. Devour a Korean dish on your meal break! In doing so, save your precious time and treasured health. Instead of walking or commuting and exposing yourself to possible viruses, try “Grab”-ing! I am sharing below five of my favorite Korean dishes on the GrabFood app that makes you feel like a Sajang-nim without spending too much of your daily allowance. These meal offerings are available in the “Starts at PHP 99” tile on your GrabFood app. 

1. 3-Piece Boneless Chicken Rice Meal at 24 Chicken for PHP 151.00 

Alternative: 2-Piece Boneless Chicken Meal for PHP 113.00 

2. Cheesy Egg Drop Toastie at Southwing Cafeteria for PHP 155.00 

Smothered! When you are the type who is motivated by cheese sauce, this option is indeed more mouthwatering than messy for you. Enjoy this with an instant 3-in-1 coffee at your office pantry. Be careful when your shirt is white.

Alternative: Classic Egg Drop Toastie for PHP 139.00  2-Piece Chicken Rice Meal for PHP 108.00 

Read here about our Southwing Cafeteria Chicken Wing experience: My Kadayawan Revelry | From Food Hopping To Food Grabbing – JOHNDAPPERCLOSER

3. Tuna-Chicken-Ham-Cheese Kimbap at  Omo Davao for PHP 180.00 

A roll to a pile. When the day’s work deadline seems to pile, I Grab a roll for a “working lunch”. Easy to eat. Easy to make you full. Burp! 

Alternative: Pork Bibimbap for PHP 175.00. 

4. Creamcheese Garlic Bun at Hayashi for PHP 88.00 

May it be pasta or pastry, cheese, garlic and your cravings are such the perfect teammates for any proposal to be approved. Tried this as a morning morsel, an afternoon snack, and a great lunch with a Rabokki! Next project, please! 

5. Rabokki at Moon’s for PHP 169.00

I built up the credentials of this option on number 4. My tip though, is when you want this to be slurpy or sippy, go ahead and add the right amount of water. Mix it well. Still spicy. Still cheesy. Still savory.

Indeed, apart from satiety, every familiar food experience concludes reminiscence. Try devouring these K-food meals and let me know which Kdrama scene associated with these K-dishes made you remember to laugh, feel loved, hooked, horrified, twisted, or made you feel like a Sajang-nim again! Remember that experiencing these feelings does not have to be so costly. Grab a Korean dish that “Starts at PHP 99”.

Deals Up To P40,000 Off, Unli Test Drives, AR Simulation: Nissan Intelligent Mobility Tour in Mindanao

Decided to own a car before 2022 ends?

Tour Dates

  • November 18-20 Cagayan de Oro at Lim Ket Kai Mall
  • November 25 to 27, Davao at SM Lanang Davao

Planning to own a car before the year ends? Augmented Reality simulations, unlimited test drives, and significant discounts await you as Nissan Philippines brings the Nissan Intelligent Mobility Tour to Mindanao this November.

Unlimited Test Drives

The Japanese automaker will be highlighting the newly launched Nissan Livina with a lifestyle display and test drive sessions featuring the model’s outstanding safety, comfort, and versatility for the upcoming exciting journeys this 2023.

Through this nationwide tour, Nissan Philippines aims to offer its customers a first-hand feel of the Nissan driving experience, while highlighting its new and innovative products. Thus, customers may also test drive other Nissan Vehicles like the All-New Nissan Kicks e-POWER, the Nissan Navara, the Nissan Terra, the Nissan Almera and Nissan LEAF.

Augmented Reality Simulation Booth

The Nissan Intelligent Mobility suite of technologies is expected to be showcased in a variety of interactive exhibitions. In fact, features of the recently introduced Nissan Kicks e-POWER, are to be presented through an augmented reality simulation.

“The Nissan Intelligent Mobility Tour allows us to engage more of our customers and give them an opportunity to experience our products.” says Juan Manuel Hoyos, Nissan Philippines President.

Deals For You!

Customers can avail the All-New Nissan Livina with a Php 5,000 discount when they test drive the vehicle plus Php 5,000 discount when a reservation is made at the event. That is Php 10,000 savings for you, right?

When qualified, an additional subsidy of up to Php 30,000 through Nissan Finance awaits new Nissan vehicle owners. This offer is only available through cash, financing through banks, or Nissan Finance.

Decided to own a car before 2022 ends? Yes. What Nissan vehicle would it be? Visit the Nissan Intelligent Mobility Tour first! Get a glimpse of the driving experience. Then, you know the deals you deserve – up to PhP 40,000 off!

TNT Brings Nationwidest “Saya” in Mindanao with Php 4.8 M Worth of ‘Tuloy Ang Saya’ Raffle Prizes

TNT subscribers in Mindanao may complete the registration by providing their TNT number, name, and address, and setting up their password. Visit to register: https://surprises.smart.com.ph/TNT.

Exclusive for Mindanao subscribers, motorcycles, smartphones, and cash prizes are up for grabs in TNT’s ‘Tuloy Ang Saya’ Raffle from September 23 to November 15.

GRAND PRIZES
Thirteen (13) lucky TNT subscribers will win grand raffle prizes, including Honda motorcycles, Smartphones, LG refrigerators, and PHP25,000 worth of SM grocery vouchers.

WEEKLY DRAW PRIZES
ShopeePay Credits, SM Gift Passes, Huawei Nova 9 SE, and Samsung Tablets await the weekly draw winners.

HOW TO JOIN

All TNT subscribers in Mindanao may join, earn, and accumulate entries to the promo by following these steps:

1. Activate TNT 5G-ready SIM Card. Subscribers may earn five entries by activating a TNT 5G-ready SIM, available at sari-sari stores and accredited TNT retailers.

2. Register for the promo. Subscribers with an active TNT 5G-ready SIM may register for the promo by scanning the QR code at sari-sari stores or TNT retailers, or by visiting https://surprises.smart.com.ph/TNT. Customers may complete the registration by providing their TNT number, name, and address, and setting up their password.

3. Load up to earn raffle entries. Subscribers may earn and rack up raffle entries by loading up: P10 to P19 for one entry; P20 to P49 for two entries; P50 and above for five entries; and by availing of ‘Sulit Affordaloads’ promos including Pantawid Load 10, SurfSaya 20, and All Data 50.

To check accumulated raffle entries, subscribers may log into https://surprises.smart.com.ph/TNT  and check the “Raffle Entries” tab.

The promo is part of the brand’s nationwide ‘Tuloy Ang Saya’ campaign bannered by Popstar Royalty Sarah Geronimo and YouTube star Mimiyuuuh, which aims to encourage Filipinos to stay happy despite challenging times.

“The ‘Tuloy Ang Saya’ promo in Mindanao is our way of giving back to TNT subscribers in the region for their continued support for the brand. Makakaasa ang lahat na sa kabila ng iba’t-ibang hamon sa ating buhay ngayon, tuluy-tuloy pa rin ang TNT na magbibigay saya at inspirasyon sa lahat ng subscribers nationwide,” said Lloyd R. Manaloto, FVP at Smart.

TNT is powered by Smart, the country’s fastest and best mobile network as recognized by Ookla, the global leader in mobile and broadband network intelligence.

Join TNT’s ‘Tuloy Ang Saya’ Raffle in Mindanao now! To know more, visit https://surprises.smart.com.ph/TNT or https://facebook.com/TNTPhMindanao.

Watsons PH Upgrades Delivery Services, Here Are 3 Easy Ways To Shop For Your Health Essentials

The Express Delivery Service feature on the Watsons app has now expanded to Visayas and Mindanao. Among the areas covered are Cagayan de Oro, Cebu, and Davao.

Maintaining optimal well-being is a challenging responsibility to one’s self, with or without a pandemic. While most of the reasons why we fail to sustain our health rituals differ among individuals, you would agree with me that our compliance with our health “doses and routines” are directly affected by our accessibility to shopping for our favorite brands. This challenge to our health habits is understood well by Watsons. Thus, the Philippines’ leading retailer of health essentials invested in their shopping and delivery services. You now have three options for hassle-free shopping.

Option 1: Express Delivery Go through the Watsons PH App

With a minimal fee of Php50 flat delivery fee nationwide, you can enjoy Watsons’ wide range of health and beauty products through Watsons Express Delivery Go. It is now available not just in Metro Manila and nearby cities, but also in Cagayan de Oro, Cebu, and Davao! Download the Watsons App at https://mshare.app.aswatson.com/share/watsons/wtcph/api/v1.0.0/app/share?type=HBA

Watch this reel for the complete guide on how to shop using the Watsons PH app: https://www.instagram.com/reel/CgosKk8hQcE/?igshid=YmMyMTA2M2Y=

Option 2: Call & Delivery through the mobile number of the Watsons branch nearest to you

Simply prepare your list of favorite Watsons products. Then, look for the mobile number of the nearest Watsons branch. Visit this link for the directory: https://www.watsons.com.ph/call-and-delivery-list-of-stores. The hours for receiving of orders are 10:00 A.M. – 4:00 P.M. Delivery follows from 11:00AM TO 6:00PM.

Option 3: Click & Collect through the Watsons PH app

Aside from delivery services, customers also have the option to order products and collect them in-store within 30 minutes after placing the order via the Click & Collect feature of the Watsons App. You have over 900 Watsons stores in the Phillippines to choose from! Download the Watsons App at https://mshare.app.aswatson.com/share/watsons/wtcph/api/v1.0.0/app/share?type=HBA

The app is also loaded with exclusive deals and offers stackable coupons that will make the shopping experience budget-friendly and convenient at the same time.

Indeed, Watsons has invested in online and phone delivery services to give us the convenience that we deserve in fulfilling our health, wellness and beauty, and grooming needs. With these shopping and delivery options, you do not have any reasons to skip that routine! The question is, which way would you want to restock your health essentials, through Express Delivery Go, Call & Deliver or Click & Collect?

ABOUT WATSONS
Watsons is part of the Health and Beauty Store chain of A.S Watson, the largest health, beauty, cosmetics, and perfumery retailer in the world. Today, Watsons H&B Asia is the leading health and beauty chain on the continent with successful operations in 37 countries.

In 2002, A.S. Watson Group joined hands with SM Prime Holdings Inc., the Philippines’ leading shopping mall developer. The partnership brought about the first Watsons stores in SM Megamall and The Podium (Ortigas). Today, Watsons operates 900+ stores in the Philippines serving more than 100,000 customers per day.

Watsons strives to ensure that its customers get the best value for their money through monthly promotions, special offers, and continuous consumer marketing programs. Each Watsons store houses nothing but the best brands from top manufacturers all over the world and also carries its own
competitively priced, high-quality private labels and brands. With more than 1000 brands ranging from medicines, cosmetics, and fragrances to personal care items and general merchandise, Watsons Your Personal Store delivers only the best health, wellness, and beauty solutions to each and every customer.

John Llamas Wins 2021 Davao Blogger Of The Year, Reacts To The Winning Nomination Statements

When you finally find the purpose for a passion, that is when you start doing anything for it consistently.

I was in a virtual sales meeting with a client when the announcement was posted on the FB page. When the notification beep started to sound more of an alarm tone saying that I am tagged on a comment by several Davao Bloggers, I thought: I may have won!” John Llamas, the content creator behind the blog, Johndappercloser, and social media handle @Johndappercloser reminisced the winning moment. He is the 2021 Davao Blogger of Year. It is the most coveted annual accolade given to an official member of the Davao Bloggers Society who best represents the ideals and aspirations of the organization. This award is given to the blogger who has best served the organization and the community in 2021.

We were able to obtain some of the winning nomination statements from the declaration post. We asked John to react to the quotes on why fellow members endorsed him as a candidate for such an award.

“…for his work as a blogger, consistently making blog posts”

Nominator

When you finally find the purpose for a passion, that is when you start doing anything for it consistently.

I created Johndappercloser in 2015 simply as a creative outlet. No brand partners. No regular readers. I went back to writing just like in high school and college months after being promoted as the youngest Sales Manager of the one-call-close sales company that I am working for. This time, I was writing about the corporate lifestyle – sales strategies, motivation, corporate style. When my blog statistics started showing that I may have gained traction from readers, that was when I thought that there is a classified group of corporate people out there who actually related to the topics I write about. That was when I started publishing blog posts more frequently.

Joining DBS in 2017 added dimensions to my blog articles. The brand collaborations coordinated by the organization helped me discover the intricate skill of weaving every brand’s promise into my readers’ work-life dealings through every post I publish. This indeed widened my audience.

“…his accomplishments as an officer by doing his best to communicate with brands.”

Nominator
DBS Virtual Acquaintance Party 2021

Everyone was adjusting when we took over the office as a new set of officers. Our work in maintaining the external relationship of the organization with brands and agencies was really put into a test battery. It was not an easy negotiation every time. Being mindful though, of the organization’s strength and reputation plus the collective efforts of the officers made every partnership successful.

Indeed, the most challenging negotiations that I have participated in so far happened when I was the incumbent VP for External Affairs of a premier blogging community, while the world was facing a pandemic.

“…maintaining an updated IG feed with high-quality photos.”

Nominator

It is flattering that my fellow creators describe my Instagram photos as “high-quality”. Updating an IG feed was actually a challenge during the pandemic. Limited areas to shoot for content inside my living space as well as sporadic creative blocks as results of worrisome scoops from news channels, were just a few of the hurdles that we have to keep on overcoming to maintain the visual narrative of our handle. Knowing the core message that you want to resonate as a brand and sticking to a well-thought-out preset are helpful ways to enjoy creating intentional content on Instagram.

The Awards Belong To You!

“I already concluded 2021 as the most rewarding year so far when Kolm came to our life. Then the Outstanding Davao Blog award was given to our blog, Johndappercloser last Saturday. After less than 48 hours, here is another honor awarded to us. I am so thankful!” Llamas expressed.

READ ALSO: Johndappercloser Bags 2021 Outstanding Davao Blog Award

“To my fellow members of the Davao Bloggers Society, thank you for appreciating our work. To my readers, I hope to grow with you one published post at a time. To the brands and agencies who keep on trusting me and our beloved community, Davao Bloggers Society, your brand’s message will always be impeccably amplified. To my family and friends, thank you for the genuine engagement on my online channels. To my Almighty God, please keep on whispering interesting content angles in the years to come. Thank you! Lastly, to Jasmine, since you are too good to be an Instagram Girlfriend, you are now promoted as an Instagram Wife! Hakhakhak Llamas celebrated.

2021 Brand Partners

Treasure Cloud Storage • Acacia Hotel Davao • Watsons • Nissan • Diclosil • Unilever • Shopee

Grab PH • PLDTHome • PayMaya • Blue Posts Boiling Crabs And Shrimps • Holcim

PARTNERSHIP HIGHLIGHT: “Creating content for Shopee Philippines was the collaboration we enjoyed the most. We even made a “Shopping” section on our blog for such partnership.” John Llamas divulged.
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